I have direct deposit and get paid every two weeks. This is the second time this month (yes I know there have only been two pay periods this month) that it didn't go through and we were issued paper checks. Obviously this isn't a big deal since we're paid on the date we're supposed to be paid. The problem comes in when I have things that auto-pay and the funds aren't available. I woke up this morning and was overdrawn by $27 and change. This is NOT cool. I haven't been overdrawn in forever and go out of my way to make sure it doesn't happen. I have to just suck it up and deal but still.. I had to b*tch somewhere!
I'm nearly done figuring out my budget - down to a $0 balance. I'm afraid to try it but it should be interesting! I read this and took alot of the advice mentioned. Then I did some research on other methods and have blended them all to create my own unique "kingdomly" system! :-)
I would love to be able to have it up for your comments and suggestions in the next few days but I think it may have to wait for my finances to iron out. I still owe Sprint over $500 and have to figure out how to get that paid in the next few weeks.
Had the car bills come up as well as the registration fees for DS' summer camp. I am anxiously awaiting a time that I don't have extra funds going out each month.
I have 4 weddings before the end of the year and 3 of them involve major travel. 2 road trips and one plane trip.. Talk about costly!
That's all for now folks..
Any frugal fun planned for your weekend???
xoxo-nklsmom
3 comments:
if i were you, i'd speak to your employer about it. seems that you have direct deposit set up for a reason - and ....grrrrr .... it pisses me off when stuff like this happens! good luck!
Just know that banks are owned by people. These people revel in your mis fortune. These situations cause a feeling of powerlessness. It is all an illusion. Enjoy life at every turn. Laugh in your heart at these bastards that take your money and think that these funds will buy them happiness. You have a lovely blog and a nice turn of the phrase. So keep up the good work and know that there are angels out there amongst all the little demons. May the creator shine on you.
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